Our Mortgage Programs

We offer tailored programs to meet a wide range of business needs. These are amongst the most popular:

EBITDA Loan

Who It’s For: Clients with strong credit and profitable financials.

High Loan-to-Value (LTV): 85%–90%
Low rates: Prime +1/3
Long terms: 10–25 years (Principal & Interest)
Nationwide availability

Bridge Loan

Who It’s For: Clients needing fast funding with poor credit or no financial records.

Quick 3-week close
Low LTV: 50%–60%
Rates: Prime +5
Short terms: 1–2 years (Interest Only)
Minimal prepayment requirements

30-Year Loan

Who It’s For: Clients with moderate credit or cash flow seeking long-term stability.

Flexible terms: 30-year duration
Moderate LTV: 70%
Rates: Prime +3/4
No financial documentation required

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How we help SMBs thrive

We specialize in providing flexible, private lending solutions for small and medium-sized business owners across the U.S. Whether you're expanding your operations, acquiring a new property, or leveraging assets for business growth, we have the expertise and resources to help. With fast approvals, expert guidance, and programs for all credit types, we make financing simple and effective.

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Access the Mortgage Needed to Fund Your Business Growth

Your trusted partner for private commercial mortgages. We provide innovative, flexible funding solutions to help your business succeed.

Your Growth
Starts Here

Whether you’re purchasing commercial property, refinancing for better rates, or cashing out equity, GYS Mortgage is here to help. Let’s discuss your business goals and create a loan solution that fits.

"Simon was able to procure capital for our company when we were in a cash crunch...Simon is very responsive... and he does what he says he will do."

Shane Matteson, GA

"...Allows us to continue to work smoothly during times of waiting for the government to pay... They have come through very quickly, professionally, and with the utmost courtesy."

Jared & Randy Pew, CA

"I have worked with Simon over the last couple of years and he has been a great help in getting me my loans. He has been very -professional and quick to get me the loans.

George Foster, CA

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Partnering for Success

At GYSmortgage, we value the trusted relationships we build with our referral partners. As an experienced lender specializing in flexible commercial real estate mortgages, we collaborate with financial professionals who encounter clients they may not be equipped to handle. Together, we help business owners secure the funding they need for growth.

Partner with Us